All-inclusive travel insurance

All-inclusive travel insurance (also called all-risk or package coverage) is the most comprehensive insurance solution available, allowing you to travel with peace of mind.

All-inclusive travel insurance can help you avoid unpleasant surprises in the event your provincial health insurance plan (e.g., RAMQ) doesn't fully reimburse healthcare expenses incurred abroad.

All-inclusive travel insurance: what's covered

Medical expenses

• Ambulance transportation
• Hospital room
• Laboratory testing
• Medical examinations and diagnostic tests
• Medical items
• Nurse
• Prescription drugs

Treatment by health professionals

• Acupuncturist
• Chiropractor
• Dentist (in the event of an accident)
• Physiotherapist
• Podiatrist

Transportation expenses

• Accommodation and meals
• Emergency return flight
• Repatriation
• Return of your vehicle to your home province
• Return of your pet to your home country
• Transportation and accommodation for an accompanying family member at your bedside

Travel assistance

No matter where you are in the world, you can count on travel assistance services in the following situations: 

• Physician and health professional recommendations
• Emergency return flight and repatriation
• Prescription transfers
• Identity theft assistance (some conditions apply)

Baggage insurance 

As soon as you leave your home province, your luggage and baggage is protected against: 

• Theft
• Damage
• Loss
• Delays

Trip cancellation and interruption insurance 

Trip cancellation and interruption insurance offers financial protection in the event you must cancel your trip or return to Quebec due to an emergency such as an illness or accident.

Accidental death and dismemberment insurance

Provides for a benefit in the event of an injury or accident while travelling.

Talk to one of our representatives if...

• You have a health problem or illness (also called a pre-existing illness) before you leave
• In spite of a pre-existing illness, your health is stable and does not prevent you from travelling 
• You wish to extend your trip

They will help you find the best all-inclusive travel insurance for your needs from among our several insurers.

How to submit a claim

You must call the insurance company that sold you your all-inclusive travel insurance.

They will tell you how to submit a claim.