All-inclusive travel insurance
All-inclusive travel insurance (also called all-risk or package coverage) is the most comprehensive insurance solution available, allowing you to travel with peace of mind.
All-inclusive travel insurance can help you avoid unpleasant surprises in the event your provincial health insurance plan (e.g., RAMQ) doesn't fully reimburse healthcare expenses incurred abroad.
All-inclusive travel insurance: what's covered
- Ambulance transportation
- Hospital room
- Laboratory testing
- Medical examinations and diagnostic tests
- Medical items
- Prescription drugs
Treatment by health professionals
- Dentist (in the event of an accident)
- Accommodation and meals
- Emergency return flight
- Return of your vehicle to your home province
- Return of your pet to your home country
- Transportation and accommodation for an accompanying family member at your bedside
No matter where you are in the world, you can count on travel assistance services in the following situations:
- Physician and health professional recommendations
- Emergency return flight and repatriation
- Prescription transfers
- Identity theft assistance (some conditions apply)
As soon as you leave your home province, your luggage and baggage is protected against:
Trip cancellation and interruption insurance
Trip cancellation and interruption insurance offers financial protection in the event you must cancel your trip or return to Quebec due to an emergency such as an illness or accident.
Accidental death and dismemberment insurance
Provides for a benefit in the event of an injury or accident while travelling.
Talk to one of our representatives if...
- You have a health problem or illness (also called a pre-existing illness) before you leave
- In spite of a pre-existing illness, your health is stable and does not prevent you from travelling
- You wish to extend your trip
They will help you find the best all-inclusive travel insurance for your needs from among our several insurers.
How to submit a claim
You must call the insurance company that sold you your all-inclusive travel insurance.
They will tell you how to submit a claim.
Get the best travel insurance for your needs
For snowbirds heading to Florida
For families travelling to another province or abroad
For tourists, new arrivals, and foreign workers and students
For Canadian students abroad and foreign students in Canada
For Canadians who live abroad for long periods of time
For returning Canadians not covered by a provincial health insurance plan
For groups of 10 or more
For amateur sports teams of 3 people or more
Our travel insurance products
Reimburses emergency health care and repatriation
Reimburses travel expenses before and after your departure
Covers multiple trips per year
Offers complete coverage: medical expenses, trip cancellation and interruption, baggage
For trips lasting more than one month
Covers Canadians visiting provinces outside their home province
Protects against stolen, damaged, or delayed baggage
Lets you purchase travel insurance after departure
Covers damage caused to a rental car while travelling
Provides health insurance for your Canadian super visa application