Travel insurance for health and emergency medical expenses
Travel insurance for health and emergency medical expenses affords peace of mind. We can help you find the best insurance coverage for your needs from among 12+ insurers.
If you are taken ill or are in an accident outside your home province, your provincial health insurance plan, e.g., RAMQ, will not reimburse the full amount you spent while away.
Travel insurance for health and emergency medical expenses: what's covered
- Doctor's appointments
- Hospitalization expenses
- Laboratory testing
- Medical item rental, e.g., crutches
- Nursing care
- Prescription drugs
Treatment by health professionals
- Dentist (in the event of an accident)
- Accommodation and meals
- Air ambulance
- Repatriation of remains
- Return of a pet
- Return of your vehicle to your home province
- Transportation and accommodation for an accompanying family member at your bedside
Sports and extreme sports
Experience the vacation of your dreams! We offer travel insurance coverage for the following sports and activities while you're away:
- Mountain climbing
- Motor racing
- Snowmobiling and ATVs
- Scuba diving
- Skiing and snowboarding (off-trail or competition)
For a full list of sports covered, call 1-855-309-5888 and ask one of our representatives for an insurance quote.
The travel assistance service is your best ally in the event of an accident or illness, providing assistance with:
- Medical visits
- Emergency repatriation
- Hospital case management
- Delivery of new ID cards in the event of identity theft (some conditions apply)
For a full list of eligible expenses, call 1-855-309-5888 and speak to one of our representatives.
Do you already have travel insurance coverage through a group plan or credit card?
If you are planning a trip that will last longer than the coverage provided by your credit card or group plan, call us at 1-855-309-5888 for a quote.
We will help you find the best travel insurance solution to cover the remaining days of your trip.
Lower your insurance premium with a deductible
To get the lowest possible rates on your travel insurance, you can add a deductible of $500 to $10,000.
Should you need to make a claim, your insurer will subtract this amount from your reimbursement.
Call 1-855-309-5888 and speak to one of our representatives for more information about deductibles.
For trips of 30 days or more, an emergency round-trip lets you return home in the event of an emergency and then get back to your trip.
This option is available from many of our insurers and reimburses your travel expenses in the event of:
- A death in your immediate family
- Hospitalization lasting at least seven consecutive days
- Damage to your home that renders it uninhabitable
Get a discount
Call us at 1-855-309-5888 for a family discount for two adults and one or more children.
Talk to one of our representatives if...
- You have a health problem or illness before you leave
- In spite of a pre-existing illness, your health is stable and does not prevent you from travelling
- You plan to extend your trip
Call us at 1-855-309-5888 for help finding the best travel insurance product for your needs from among 12+ insurers.
How to submit a claim
Call the insurance company that sold you your travel insurance for health and emergency medical expenses (not assurancevoyages.ca).
They will tell you how to submit a claim.
Get the best travel insurance for your needs
For snowbirds heading to Florida
For families travelling to another province or abroad
For tourists, new arrivals, and foreign workers and students
For Canadian students abroad and foreign students in Canada
For Canadians who live abroad for long periods of time
For returning Canadians not covered by a provincial health insurance plan
For groups of 10 or more
For amateur sports teams of 3 people or more