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June 3, 2019

6 reasons to get emergency medical insurance

Are you on the fence about getting travel insurance to cover emergency medical expenses? Here are 6 reasons why you should!

1. More than prescription drugs!

Depending on your insurance contract, our emergency medical expense coverage may cover much more than a medical consultation and hospitalization!

Simply call your insurer’s assistance hotline when you require treatment by a healthcare professional, such as:

  • Acupuncturist
  • Chiropractor
  • Dentist
  • Podiatrist
  • Osteopath

2. Peace of mind

Generally speaking, the travel insurance included in your group insurance plan or with your credit card is limited, thereby making complementary insurance to cover emergency medical expenses incurred abroad a necessity.

Our insurance covers up to $5 million in emergency medical expenses, like:

  • Medical items (like crutches)
  • Hospitalization fees
  • Prescription drugs
  • X-rays
  • Laboratory tests
  • Transportation by ambulance
  • Doctors’ fees

3. Be covered without losing your shirt

Emergency medical expenses coverage while travelling is very affordable. In fact, families are entitled to discounts when all members are covered under the same insurance policy.

The deductible selected will also have an effect on the insurance premium.

4. We are there 24/7

Our travel assistance service is available around the clock.

Regardless of where you are in the world, in the event of an emergency, we will direct you to a doctor, clinic or hospital where you can get the medical treatment you need.

5. Flexible coverage

Whether you are an avid globetrotter or a not-so-frequent flyer, you will find the emergency medical insurance at a price that is suitable to you.

As flexible as necessary, this coverage is perfect for one or several trips every year.

6. Worry-free repatriation

Returning to the country for medical reasons is never easy! When you have travel insurance, the insurer takes care of everything without you having to incur any out-of-pocket expenses.

This insurance also covers accommodation and meals, repatriation of your vehicle and, in some cases, repatriation of your pet.

If you have been travelling for more than one month and must return to the country, you could even resume your trip afterwards.

Before you leave

For peace of mind, call us about your travel insurance needs.

We will inform you about your coverage.

 

Note: This blog post is provided for information purposes only. It is not a substitute for professional legal, financial or fiscal advice. For advice specific to your personal situation, always speak with your financial advisor. Travelinsurance.ca cannot be held responsible for any decision made as a result of reading this blog post.