Travel insurance for emergency medical expenses
A visit to a hospital abroad can be very expensive without insurance. It just takes one call for our advisors to prescribe the best coverage for your needs.
You think you’re covered, but are you really?
Your provincial health insurance plan (RAMQ), group insurance and credit card usually provide limited coverage when it comes to medical expenses incurred abroad.
If your stay extends beyond the coverage period of your insurance, you might need additional coverage. Find out more from our representatives.
The advantages of emergency medical expenses insurance
An essential complement to your group insurance and provincial health insurance plan (RAMQ), travel insurance for emergency medical expenses offers flexible coverage adapted to your needs and health condition.
With 24/7 travel assistance service and discounts for families, this is essential insurance for all travellers.
Emergency round-trip travel
Some life events can force you to return home immediately. If you’re travelling for more than 30 days, some insurers will give you the option of returning home to deal with the situation and then resuming your trip.
This coverage applies in the event of an immediate family member’s death, hospitalization lasting at least seven consecutive days and damages to your home that render it unlivable.
Talk to one of our representatives for more.
What health and medical expenses insurance covers
- Doctor's appointments
- Hospitalization expenses
- Laboratory testing
- Medical item rental, e.g., crutches
- Nursing care
- Prescription drugs
Treatment by health professionals
- Dentist (in the event of an accident)
- Accommodation and meals
- Air ambulance
- Repatriation of remains
- Return of a pet
- Return of your vehicle to your home province
- Transportation and accommodation for an accompanying family member at your bedside
How to submit a claim
Call the insurance company you purchased your travel insurance to find out how to submit a claim.
Don’t forget to tell our representatives:
- If before your departure, you are experiencing health problems or illness (also known as pre-existing illness)
- If your health condition is stable and does not prevent you from travelling, despite a pre-existing illness
- If you plan to extend your trip